Alan JoLenders want more money to lend
borrowers borrow money because of need
Credit can help both Lender & Borrower
borrowers should repay their principal + interest
interest rate is important - borrowing Count change
Borrowing means Credit is Created
that seems simple but credit is tricky
credit has different name 'dept'
dept is assets(채권자산) to lender
liability (채무) to borrower
after repay asset and liability disappear and transaction is settle